This website is not meant as a general guide to investing, or as a source of any specific investment recommendations, and makes no implied or express recommendations concerning the manner in which any client’s accounts should or would be handled, as appropriate investment decisions depend upon the client’s specific investment objectives. Any opinions expressed are current only as of the time made and are subject to change without notice.  Reports found  may include estimates, projections or other forward looking statements, however, due to numerous factors, actual events may differ substantially from those presented.  Additionally, please be aware that past performance is not a guide to the future performance of any product or strategy, and that the performance results displayed herein may have been adversely or favorably impacted by events and economic conditions that will not prevail in the future.  Therefore, caution must be used in inferring that these results are indicative of the future performance.  Moreover, the information provided is not intended to be, and should not be construed as, investment, legal or tax advice. Nothing contained herein should be construed as a recommendation or advice to purchase or sell any security, investment, or portfolio allocation.

Compak Asset Management, Inc. (a federally registered investment advisor) and Compak Securities, Inc. (a broker-dealer) may not transact business in states where they are not appropriately registered, or excluded or exempted from registration.  Investment advisors and broker-dealers perform distinctly different services and have differing responsibilities and duties to our clients.  You are encouraged to ask Compak representative, in what capacity they are serving you.  Follow-up and individualized responses to persons that involve either the effecting or attempting to effect of transactions in securities, or the rendering of personalized investment advice for compensation, as the case may be, will not be made absent compliance with state investment adviser and investment adviser representative registration requirements, or an applicable exemption or exclusion.

Variable annuity securities offered through Compak Securities, Inc. member FINRA/SIPC.  Compak Securities, Inc. customers can obtain information about SIPC (including the SIPC brochure) by contacting SIPC by phone at (202) 371-8300 or by going to the SIPC website (www.sipc.org).   Individualized responses to persons that involve either the effecting or attempting to effect transactions in securities, or the rendering of personalized investment advice for compensation, will not be made without registration or exemption.

FINRA Conduct Rule 2280, requires Compak Securities, Inc. to provide the following information : (1) The FINRA Regulation, Inc. Public Disclosure Program hotline number is 1-800-289-9999; (2) The FINRA Website address is, www.FINRA.org, and (3) and FINRA has a brochure available describing the public disclosure program.

For more information:

FINRA’s BrokerCheck

• Check the background of Compak Securities, Inc. on FINRA’s BrokerCheck.
• Check the background of investment professionals on FINRA’s BrokerCheck.

Insurance

Insurance products (life, fixed annuities, LTC) are offered through Compak Asset Management (CA Lic. #0D57538).  Compak Asset Management and some of its Investment Advisor Representatives are also licensed as insurance agents. During the course of providing services to a client, they may recommend that you purchase, sell or hold an insurance product. Our Investment Advisor Representatives, when acting as insurance agents, will receive compensation usually based upon the size (premium amount) and/or type of insurance product when you choose to implement an insurance recommendation through our representative.